| Medicare and Medicaid Spousal Impoverishment Figures |
2024 |
| Maximum Community Spouse Resource Allowance: Maximum CSRA is
½ of the countable resources or $154,140 whichever is less* |
$154,140* |
| Minimum Community Spouse Resource Allowance: Minimum is all countable resources up to $30,828. If countable resources are less than
$30,828 at snapshot date, then the CSRA is limited to the
actual countable assets and cannot be increased later. |
$30,828 |
| Maximum Monthly Maintenance Needs Allowance: |
$3,853.50* |
| Minimum Monthly Maintenance Needs Allowance: |
$3,853.50* |
| Medicaid Institutional Income Cap without Trust: |
$2,829 |
| Medicaid Income Trust – Maximum Monthly Income: |
$6,833* |
| Medicaid gifting penalty
divisor (about $6,700/mo.): |
$224.64/day |
| Medicare Part A |
|
| Hospital Deductible (Total for Days 1-60)(per benefit period) |
$1,632 |
| Hospital Co-Insurance (Days 61-90) |
$408/day |
| Hospital Co-Insurance (Days 91-150) |
$816/day |
| SNF Co-Insurance (Days 21-100) |
$204/day |
| Medicare Part B |
|
| Deductible: |
$240/year |
| Standard Premium for 2024 enrollees: (provided, if an individual’s income is in excess of $103,000.) |
$174.70 per month |
|
|
|
|
| *Without legal assistance |
|
|
| WARNING: Understand that
these amounts are maximums and minimums
without legal assistance.
Amazing amounts can sometimes be saved through proper legal
assistance. Do not evaluate a situation on your own
without first discussing in-depth Medicaid planning with a
qualified elder law attorney to learn about planning
strategies Congress has allowed. Sometimes the
Community Spouse Resource Allowance can be increased.
(The above information does not constitute legal advice.) |
|
| Amounts are as of 1-1-24 and are subject to
change by state law or policy changes. |
